Monday, April 23, 2012

Spring Newsletter of 2012



Beccie McDonell
Realty One Centre
850-3062
2012 Spring

Letter from The Idaho Attorney Generals Housing Office

National Mortgage Servicing Settlement. On February 9, 2012, the U.S. Department of Justice and the State Attorneys General announced an agreement in principle to the terms of a global settlement with the largest mortgage servicers, including Bank of America. I have posted the entire letter with summaries and links on my blog.  There is also a link for restitution recovery 
  
On March 17th the Mortgage Rescue Act, finally started filtering out to the Public.  I was most interested in the  HARP2 which encumbrances the existing conventional loans that were backed by Freddie Mac and Fannie Mae.  You must be current on your Mortgage payments.  This program allows homeowners to refinance at a lower interest rate, which today is at 3.75% per year, the entire amount owed.  I am working with:

Jim Dildine @
Amerifirst Financial
703-9696

I tried working with Bank of America but they are setting their own guide lines…. Which are not conducive with the needs of most folks.  I have posted an in depth article on my blog.

February Market Report
There is no longer any doubt
We are in full recovery mode. Our biggest challenge is lack of inventory.  The shortest supply is <$119,000 @ 2.5 months. 

Sales in February 2012 were 439 in Ada County, an increase of 13.4% over February 2011. This is the strongest February sales we’ve had since 2007.  Year-to-date sales are 829; 13% over the first two months of 2011. Go to my blog:
 www.BoiseValleyRealtor.blogspot.com            For the full detailed reports


Things are getting better in our part of the world of Real Estate. I probably gave you  an overload of information on this page , please just call me.  It is important for you to know I am here to help you, your family and friends.  I need and greatly appreciate your referrals.



 Home Project Idea
I’m wanting Jim to build for me at home and I will cover it with Grapes for juicing.   Your backyard can be beautiful feature of your home.

Dear Friends,  It was raining like cats and dogs  this morning and now it is clear.  Typical Idaho Spring weather. 

It was a good reminder to make sure the gutters are cleaned out!
We have spinach, lettuce, radish, peas all coming up in the garden, just put in onions and potatoes.  And my daffodils are starting bloom.


I’m going to make mushroom soup for dinner because it is a little chilly!  So here is that recipe for your enjoyment!

Homemade Mushroom Soup by Season with Spice
Serves 2

Ingredients:
300g or 2 cups fresh mushrooms - cleaned and chopped finely (I used a mix of swiss brown and white button)
1 tbsp olive oil
3 cloves garlic - chopped
1 tbsp butter
1 tbsp chopped fresh thyme or 1 teaspoon dried thyme
1 - 2 bay leaf
1 tsp Worcestershire sauce
1 cup chicken or vegetable stock
1 tbsp flour dissolved in 1 tbsp water
Salt to taste
1/2 cup heavy cream
1/2 cup milk
Dash of nutmeg
Freshly ground black pepper to taste
Fresh parsley or thyme for garnish

Method:
1. Heat olive oil in a sauce pan. Add butter and lightly sauté garlic on medium heat.
2. Add in mushrooms, thyme, bay leaf and Worcestershire sauce. Cook over medium heat for 5 minutes, or until the moisture from the mushrooms disappears.
3. Add in chicken broth. Stir occasionally until broth boils, then reduce heat and simmer for 10 minutes.
4 Add diluted flour in, and stir constantly (while simmering) until the mixture thickens. Season with salt and nutmeg. Taste and adjust seasoning.
5. Finally, add milk and heavy cream, and bring to a simmer. Turn heat off.
6. Serve hot in your soup bowl. Add freshly ground black pepper. Garnish with fresh parsley or thyme if you have them on hand. And warm up this Spring season!
Notes:
- You can thicken the soup by adding in another tablespoon of flour or cut down on the broth, for use in pasta or your Christmas casserole dishes.

Warm Regards,

Beccie McDonell,  GRI
Realty One
850-3062

BoiseValleyRealtor.com
BoiseValleyRealtor.blogspot.com

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