see the bumble bee in the middle of the flower!

Morning Glory

Plus Honey Suckle is covering our back fence.

Fencing does not need to be boring.   Personally I am doing my best to cover ours with living plants.  Here is just one section of our fencing.  In different areas we are planting different things.  The front yard features some square tubing that Jim has bent into archways and we are growing grapes on them.   We just harvested seven gallons off of two plants.   It filled two laundry baskets and we juiced them.   We will enjoy that fence covering all winter!

As you can tell by the second photo, the bumble bees love the morning glory.   How often do you see bumble bees anymore?  Not often unless you plant something they love.

The first fence is from Portland, Ore., artist Jane Hart used playful ingenuity to makes this garden fence practical and beautiful. She embellished and framed weathered slats with stained and treated wood. The short fence inside the garden combines decorative panels made from new cedar with inexpensive wire mesh — "a design element requested by the family dog," Hart says.

For the front fence, she framed weathered, embellished slats with new cedar boards and treated posts.

Do you have any great fence ideas?  I would love to see them.

Today's Rates

Today's current rates are:

 

30 year fixed conventional     4.125%      APR     4.31%

15 year fixed conventional     3.25%       APR     3.6% 

FHA                                    4.0%         APR     6.01% 

VA                                      4.0%         APR     4.21%

Rural                                   3.75%      APR      3.93%

Idaho Housing                     Available programs - Down payment assistance programs;  tax credit option is still

                                          Available through 2011.   Don't forget 203k loans.

  

"Life isn't about waiting for the storm to pass - it is learning to dance in the rain."

Idaho Attorney General Warns About Mortgage Lawsuit Scams Source: Idaho Statesman Published: 08/24/11

A company called Corvus Law Group is mailing ads to Idaho homeowners inviting them to join scam lawsuits against their mortgage lenders, Idaho Attorney General Lawrence Wasden warned Wednesday. The ads look like government forms and claim homeowners can get large principal reductions or other monetary relief if they join the lawsuit.

"The scam is a pretext to collect an unlawful $5,000 upfront fee from homeowners," Wasden said in a press release. "The representations in the solicitations are false and are designed to prey on vulnerable homeowners. My office is currently investigating this company."

State and federal laws prohibit companies from charging upfront fees for foreclosure rescue or mortgage modification services. Beginning Sept. 1, it is unlawful for a person to charge a fee, upfront or otherwise, for these services, unless the person offering the service is licensed with the Idaho Department of Finance or exempt from its licensing requirement.

Wasden encourages homeowners who have lost money to this business or other mortgage rescue companies to file complaints with the state's Consumer Protection Division. Complaint forms are available at www.ag.idaho.gov or by calling (208) 334-2424.